Debt Collection Agency Payment Processing and Merchant Account

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Merchant Accounts For Debt Collection Companies

Debt collection is a challenging industry. Getting someone to commit to paying back a stale debt without accepting credit cards is monumentally hard. It is almost impossible. Debt collection agency payment processing is necessary for the operation of the business.

Operating a debt collection agency without credit card gateway access is risky.​

​With the change in bankruptcy laws, people are finding themselves in perpetual debt. This means that there is always someone to pay late fees to.

Your Collection Agency Needs A Telephone and Online Payment System

Banks perceive collection agencies as accounts with high risks.

In the majority of countries, debt collection companies require a business license or a bond. Get one if you do not have one yet.

There are a number of regulations that need to be followed. High Risk Solutions (HRS) offers solutions for credit card challenges.

Can HRS help? Yes.

How? We find you a banking partner who will provide your debt collection agency with merchant accounts.

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We have a fast process for underwriting and can start processing credit cards for your debt collection agency within a week.

If you need another type of solution for your merchants collection agency, explore our site to see all solutions offered.

Submit an application for a merchant account for free. You will be put in touch with a dedicated merchant account manager who can guide you through this process.

Give us a call at 1-888-548-5649 or contact us online if you have any questions.

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If you've been turned away or declined because other credit card processors consider your businesses type as too risky, High Risk Solutions can help.

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Merchant Accounts For Collection Agency Payment Processing

Click on each section to expand it. Find out more about merchant services for debt collection companies.

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Can you take phone payments? Yes. Calling debtors to make collections is probably one of your main strategies. Get paid over the phone.

Do you provide the software? Yes. High Risk Solutions provides you with a free virtual terminal that can be integrated into a payment gateway. Have flexible collection agency payment processing.

Can you make mail order payments? Yes. You accept payments from debit and credit cards through the mail as well.

Can there be multiple people using it? Yes. Our payment gateway is designed so that you can have several users on the virtual terminal to process multiple payments. Optimize the activities of your call center.

Do you have low rates? Yes. High Risk Solutions offers competitive and affordable pricing. The fees charged will be determined on an individual basis.

Do you specialize? Yes. Our job is to match your agency with an acquiring bank. The fees charged by the bank will be calculated in function of a number of factors. Unique businesses are welcomed.

Do you have a base criteria? Yes. Your credit card processing history, sales volume, average size of your tickets, and your location are factors for determining cost.

Is it reliable? Yes. High Risk Solutions provides you with a reliable payout system. You can expect to always receive payments on time.

Your payout schedule will be determined on an individual basis as well.

Do you look at banking history? Yes. HRS reviews your application for a merchant account for debt collection. We look at your credit card processing history and your sales volume.

Do you know the timing for payments? Yes. You either receive daily payouts with three days in arrears or weekly payouts with one or two weeks in arrears.

Do you provide personal assistance? Yes. You can call our customer support line to talk with a payment expert whenever you need help.

Our experts help you with credit card processing issues, answer your questions on your customers’ transactions and provide you with details on your payouts.

Can I talk with an expert? Yes. We connect you with the right person to answer your questions regardless of what you need.

This is our niche. We are PCI compliant and work with over 150 currencies.

Here are other businesses we help:

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Let High Risk Solutions provide your business with the best merchant account services at the guaranteed lowest price!

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